TO: H & R ACCOUNTS
FROM: JAMES FRANK OSTERBUR
2191, county road 2500 E St. Joseph IL 61873
DATED: 4/ 28/23 I pick up mail sporadically.
Re: dispute letter: 4/ 17/ 23
you are asking for the law/ and the law says: your option is to go to court, in this jurisdiction, where the claim of debt arose.
I say: that $66,000. PLUS is more than enough for a one hour/ out patient operation; to put 8 screws in a broken tibia bone.
There is no further issue, because you are not worth my time or efforts/ humanity is not worth the cost to me: UNLESS YOU wish to go to court; and pursue your claim.
THIS IS: an attempt by you to collect/ and it will be met with an appropriate demand for justice; if you proceed beyond this point.
YOU WILL erase the debt as unearned/ resolving to remove any claim from my own personal credit reference: or we will go to court, as is your option to resolve this matter under the law you claim. Examining the full account, and what is in fact: FAIR AND LEGITIMATE business.
Choose: class action/ or defeat, as an extortion you did not collect.